README

⚠️ Notice

Please be advised that the Bank Account Data libraries are no longer actively updated or maintained. While these libraries may still function, GoCardless will not provide further updates, bug fixes, or support for them.

This is official PHP client library for GoCardless Bank Account Data.

For a full list of endpoints and arguments, see the docs.

Before starting to use API you will need to create a new secret and get your SECRET_ID and SECRET_KEY from the Nordigen's Open Banking Portal.

Requirements

• PHP >= 7.4

Installation

Install library via composer:

composer require nordigen/nordigen-php

Example application

Laravel example application can be found in example directory

Quickstart

To use the library, use Composer's autoload:

require_once('vendor/autoload.php');

// Get secretId and secretKey from bankaccoutndata.gocardless.com portal and pass them to NordigenClient
$secretId  = "YOUR_SECRET_ID";
$secretKey = "YOUR_SECRET_KEY";

$client = new \Nordigen\NordigenPHP\API\NordigenClient($secretId, $secretKey);

// Generate new access token. Token is valid for 24 hours
// Token is automatically injected into every response
$token = $client->createAccessToken();

// Get access token
$accessToken = $client->getAccessToken();
// Get refresh token
$refreshToken = $client->getRefreshToken();

// Exchange refresh token for new access token
$newToken = $client->refreshAccessToken($refreshToken);

// Get list of institutions by country. Country should be in ISO 3166 standard.
$institutions = $client->institution->getInstitutionsByCountry("LV");

// Institution id can be gathered from getInstitutions response.
// Example Revolut ID
$institutionId = "REVOLUT_REVOGB21";
$redirectUri = "https://nordigen.com";

// Initialize new bank connection session
$session = $client->initSession($institutionId, $redirectUri);

// Get link to authorize in the bank
// Authorize with your bank via this link, to gain access to account data
$link = $session["link"];
// requisition id is needed to get accountId in the next step
$requisitionId = $session["requisition_id"];

After successful authorization with a bank you can fetch your data (details, balances, transactions)

Fetching account metadata, balances, details and transactions

// Get account id after completed authorization with a bank
$requisitionData = $client->requisition->getRequisition($requisitionId);
// Get account id from the array of accounts
$accountId = $requisitionData["accounts"][0];

// Instantiate account object
$account = $client->account($accountId);

// Fetch account metadata
$metadata = $account->getAccountMetaData();
// Fetch account balances
$balances = $account->getAccountBalances();
// Fetch account details
$details = $account->getAccountDetails();
// Fetch account transactions
$transactions = $account->getAccountTransactions();

// Optional. You can filter transactions by specific date range
$transactions = $account->getAccountTransactions("2021-12-01", "2022-01-30");

// Get premium transactions
// Optional parameters country, dateFrom, dateTo
$premiumTransactions = $account->getPremiumAccountTransactions();

In order to use Premium endpoin please contact our bank-account-data-support@gocardless.com

Tests

./vendor/bin/phpunit

Support

For any inquiries please contact support at bank-account-data-support@gocardless.com or create an issue in the repository.