README

This is a PHP client library for GoCardless Bank Account Data.

For a full list of endpoints and arguments, see the docs.

Before starting to use API you will need to create a new secret and get your SECRET_ID and SECRET_KEY from the Nordigen's Open Banking Portal.

Requirements

• PHP >= 7.4

Installation

Install library via composer:

composer require stuartajd/nordigen-php

Example application

Laravel example application can be found in example directory

Quickstart

To use the library, use Composer's autoload:

require_once('vendor/autoload.php');

// Get secretId and secretKey from bankaccoutndata.gocardless.com portal and pass them to NordigenClient
$secretId  = "YOUR_SECRET_ID";
$secretKey = "YOUR_SECRET_KEY";

$client = new \Nordigen\NordigenPHP\API\NordigenClient($secretId, $secretKey);

// Generate new access token. Token is valid for 24 hours
// Token is automatically injected into every response
$token = $client->createAccessToken();

// Get access token
$accessToken = $client->getAccessToken();
// Get refresh token
$refreshToken = $client->getRefreshToken();

// Exchange refresh token for new access token
$newToken = $client->refreshAccessToken($refreshToken);

// Get list of institutions by country. Country should be in ISO 3166 standard.
$institutions = $client->institution->getInstitutionsByCountry("LV");

// Institution id can be gathered from getInstitutions response.
// Example Revolut ID
$institutionId = "REVOLUT_REVOGB21";
$redirectUri = "https://nordigen.com";

// Initialize new bank connection session
$session = $client->initSession($institutionId, $redirectUri);

// Get link to authorize in the bank
// Authorize with your bank via this link, to gain access to account data
$link = $session["link"];
// requisition id is needed to get accountId in the next step
$requisitionId = $session["requisition_id"];

After successful authorization with a bank you can fetch your data (details, balances, transactions)

Fetching account metadata, balances, details and transactions

// Get account id after completed authorization with a bank
$requisitionData = $client->requisition->getRequisition($requisitionId);
// Get account id from the array of accounts
$accountId = $requisitionData["accounts"][0];

// Instantiate account object
$account = $client->account($accountId);

// Fetch account metadata
$metadata = $account->getAccountMetaData();
// Fetch account balances
$balances = $account->getAccountBalances();
// Fetch account details
$details = $account->getAccountDetails();
// Fetch account transactions
$transactions = $account->getAccountTransactions();

// Optional. You can filter transactions by specific date range
$transactions = $account->getAccountTransactions("2021-12-01", "2022-01-30");

// Get premium transactions
// Optional parameters country, dateFrom, dateTo
$premiumTransactions = $account->getPremiumAccountTransactions();

In order to use Premium endpoints please contact our bank-account-data-support@gocardless.com

Tests

./vendor/bin/phpunit